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This version of the FCRA includes the amendments to the FCRA set forth in the Consumer Credit Reporting Reform Act of 1996 (Public Law 104-208, the Omnibus This version of the FCRA is complete as of July 1999. It includes the amendments to the FCRA set forth in the Consumer. Credit Reporting Reform Act of 1996 ( This subchapter known as the "Fair Credit Reporting Act", see Short Title note set out under L. 115–174, title III, §302(b)(1), May 24, 2018, 132 Stat.RELEASE--FAIR CREDIT REPORTING ACT OF 1970, AS AMENDED. PLEASE TAKE NOTICE THAT ONE OR MORE CONSUMER CREDIT REPORTS. MAY BE OBTAINED FOR EMPLOYMENT PURPOSES any other purpose authorized under Section 604 (15 U.S.C. 1681b). Page 3. REVISED: NOVEMBER 2018. Consumer Reporting Agency. The term The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.